Consultations and treatments without hospitalization
Primary Care Physician
$5
Specialist
$10
Sub-specialist
$15
Psychiatrist
$10
Psychologist
$10
Podiatrist
$10
Chiropractor
$10
Audiologist
$10
Optometrist
$10
Nutritionist
Reimbursement up to $20 per visit, 4 per year
Ambulatory Surgery Center
$50
In-office diagnostic / surgical procedures
20%
Endoscopic procedures
20%
Laboratory and X-Ray Services
Diagnostic tests and medical studies
Laboratory
20%
X-Ray
20%
PET Scan, CT Scan, MRI, or PET CT (1 per year)
20%
Hospitalization
Hospital stays and inpatient care
Partial (including Mental Health)
$30
Complete with Pre-authorization including Mental Health
$50
Complete without Pre-authorization including Mental Health
$50
Diestra Nursing Facilities or "Skilled Nursing"
$50
Surgical assistant
Subscriber pays 20%
Rehabilitation and Medical Equipment
Therapies and necessary medical equipment
Physical therapy
$10
Respiratory therapy
$10
Home health care
20%
Durable medical equipment
20% up to $5,000, Excess 80%
Chiropractic Manipulations
$10
Mental Health
Group therapy and emotional support
Group therapy
$10
Collateral visits
$10
Pharmacy
Covered prescription medications
Pharmacy Benefit
$0–$1,000: applicable copays
and coinsurance;
$1,001+: 60% coinsurance
Generic Bioequivalent
$5 for $0–$1,000 $1,001+: 60%
Preferred Brand
20% min $20 for $0–$1,000, $1,001+ 60%
Non-Preferred Brand
30% min $30 for
$0-$1,000, $1,001+ 60%
Specialty Drugs
50% for
$0-$1,000, $1,001+ 60%
Over-the-Counter (OTC) medications
Not covered
Prevention, Wellness, and Chronic Conditions
Preventive care and ongoing management
Preventive Services
0%
Preventive vaccines
0%
Respiratory Syncytial Virus vaccine
20%
Pediatric Vision Services
Exams, lenses, and vision benefits
Eye Exam (Refraction)
$0
Pediatric Vision (Corrective Lenses or Frames)
20% up to $250 per lenses; over $250: 80%
Other Services
Adult Vision, Air Ambulance, coverage in the U.S.
Refraction Exam (Adults)
$10
Adult Vision
100% reimbursement
up to $125 for one pair of lenses and frame per year
Air ambulance in Puerto Rico
20%
Emergency services in the U.S.
20% coinsurance
Services in the U.S. (not available in PR)
20% coinsurance
Bariatric Surgery for Morbid Obesity
Procedure for severe obesity management
Bariatric surgery procedure
$50
Dental Coverage
Diagnosis, prevention, and dental treatments
Dental Benefit
$0–$1,000: coinsurance applies $1,001+: 60%
Diagnostic & Preventive
0%
Minor Restorative
20%
Major Restorative
50%
Note: This is a summary of benefits. Consult your plan documents for complete information. Copayments and coinsurance are subject to the annual maximum limit.
Benefit / Service Category
Combined MOOP (medical and prescriptions)
Total maximum out-of-pocket expenses per year
Individual
$3,500
Family
$7,000
Emergency Services
Immediate emergency care
Accident
$25
Illness
$25
Outpatient Services
Consultations and treatments without hospitalization
Primary Care Physician
$5
Specialist
$10
Sub-Specialist
$15
Psychiatrist
$10
Psychologist
$10
Podiatrist
$10
Chiropractor
$10
Audiologist
$10
Optometrist
$10
Nutritionist
Reimbursement up to $20 per visit, 4 per year
Ambulatory Surgery Center
$50
Office Diagnostics / Surgical Procedures
20%
Endoscopic Procedures
20%
Laboratory and X-Ray Services
Diagnostic tests and medical studies
Laboratory
20%
X-Ray
20%
PET Scan, CT Scan, MRI, or PET CT (1 year)
20%
Hospitalization
Hospital stays and inpatient care
Partial, including Mental Health
$30
Full with Pre-authorization, including Mental Health
$50
Full without Pre-authorization, including Mental Health
$50
Skilled Nursing Facilities
$50
Surgical Assistance
Subscriber pays 20%
Rehabilitation and Medical Equipment
Therapies and necessary medical equipment
Physical Therapy
$10
Respiratory Therapy
$10
Home Health Care
20%
Durable Medical Equipment
20% up to $5,000, excess 80%
Chiropractic Manipulations
$10
Mental Health
Group therapy and emotional support
Group Therapy
$10
Collateral Visits
$10
Pharmacy
Covered prescription medications
Pharmacy Benefit
$0–$1,000: applicable copays and coinsurance; $1,001+: 60% coinsurance
Generic Bioequivalent
$5 for $0–$1,000; $1,001+: 60%
Preferred Brand
20% (min $20) for $0–$1,000; $1,001+: 60%
Non-Preferred Brand
30% (min $30) for $0–$1,000; $1,001+: 60%
Specialty Products
50% for $0–$1,000; $1,001+: 60%
Over-the-Counter (OTC) Medications
Not Covered
Prevention, Wellness, and Chronic Conditions
Preventive care and ongoing management
Preventive Services
0%
Preventive Vaccinations
0%
Respiratory Syncytial Virus (RSV) Vaccine
20%
Pediatric Vision Services
Exams, lenses, and vision benefits
Eye Exam (Refraction)
$0
Pediatric Vision
20% up to $250 per lenses; over $250: 80%
Other Services
Adult Vision, Air Ambulance, coverage in the U.S.
Refraction Exam (Adults)
$10
Adult Vision
100% reimbursement up to $125 for one pair of lenses and frames per year
Air Ambulance in Puerto Rico
20%
Emergency Services in the U.S.
20% coinsurance
Services in the U.S. (not available in PR)
20% coinsurance
Bariatric Surgery for Morbid Obesity
Procedure for severe obesity management
Bariatric Surgery Procedure
$50
Dental Coverage
Diagnosis, prevention, and dental treatments
Dental Benefit
$0–$1,000: coinsurance applies; $1,001+: 60%
Diagnostic & Preventive
0%
Minor Restorative
20%
Major Restorative
50%
Note: This is a summary of benefits. Consult your plan documents for complete information. Copayments and coinsurance are subject to the annual maximum limit.
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your interest in our health plans.
One of our Sales Representatives will be in touch with you to provide personalized guidance and share details about the plan you are interested in.
Thank you for considering Plan de Salud Menonita as your health insurance provider.