Gold 1

El balance perfecto entre beneficios y costos(en)

The Gold 1 Plan provides strong coverage, affordable copays, and full access to
our provider network.

Hospitalización sin preautorización

Protección contra gastos escesivos

Provider and pharmacy network

No-cost preventive care

Summary of Benefits:

Click any category to see detailed copays and coverage.

Benefit / Service Category

Combined MOOP (medical and prescriptions)

Total maximum out-of-pocket expenses per year

Individual

$6,350

Family

$12,700

Emergency Services

Immediate emergency care

Accidente

FR $50 / RP $30

Enfermedad

FR $50 / RP $30

Outpatient Services

Consultations and treatments without hospitalization

Primary Care Physician

$7

Specialist

$15

Sub-specialist

$20

Psychiatrist

$15

Psychologist

$15

Podiatrist

$15

Chiropractor

$15

Audiologist

$15

Optometrist

$15

Nutritionist

Reembolso hasta $20 por visita, 4 al año

Ambulatory Surgery Center

FR $150 / RP $0

In-office diagnostic / surgical procedures

50%

Endoscopic procedures

50%

Laboratory and X-Ray Services

Diagnostic tests and medical studies

Laboratory

FR 30% / RP 0%

X-Ray

FR 30% / RP 0%

PET Scan, CT Scan, MRI, or PET CT (1 per year)

50%

Hospitalization

Hospital stays and inpatient care

Partial (including Mental Health)

$100

Completa con Preautorización
incluyendo Salud Mental

FR $150 / RP $0

Completa sin Preautorización
incluyendo Salud Mental

FR $150 / RP $0

Facilidades de Enfermería Diestra
o "Skill Nursing" por sus siglas en inglés

35%

Surgical assistant

El Suscriptor paga 50%

Rehabilitation and Medical Equipment

Therapies and necessary medical equipment

Physical therapy

$7

Respiratory therapy

$7

Home health care

50%

Durable medical equipment

50% up to $5,000; excess 80%

Chiropractic Manipulations

$7

Mental Health

Group therapy and emotional support

Group therapy

$15

Collateral visits

$15

Pharmacy

Covered prescription medications

Beneficio de Farmacia

$0–$800: copagos
y coaseguros aplicables;
$801+: 80% coaseguro

Genérico Bioequivalente

$5 de $0-$800
$801+: 80%

Marca Preferida

25% de $0-$800,
$801+ 80%

Marca no Preferida

50% de $0-$800,
$801+ 80%

Productos Especializados

50% de $0-$800,
$801+ 80%

Over-the-Counter (OTC) medications

$1

Prevention, Wellness, and Chronic Conditions

Preventive care and ongoing management

Servicios Preventivos

0%

Preventive vaccines

0%

Respiratory Syncytial Virus vaccine

35%

Servicios de Visión Pediátrica

Exams, lenses, and vision benefits

Exámen de Vista (Refracción)

$0

Visión Pediátrica (Lentes de Corrección Visual o Marcos)

20% hasta $250 por lentes; sobre $250: 80%

Other Services

Visión Adultos, Ambulancia aérea, cobertura en EE. UU.

Exámen de Refracción (Adultos)

$15

Visión Adultos

Reembolso del 100% hasta $125
en un par
de lentes y montura por año

Air ambulance in Puerto Rico

30%

Emergency services in the U.S.

20% coinsurance

Services in the U.S. (not available in PR)

20% coinsurance

Bariatric Surgery for Morbid Obesity

Procedure for severe obesity management

Bariatric surgery procedure

FR $150 / RP $0

Dental Coverage

Diagnosis, prevention, and dental treatments

Beneficio Dental

$0–$1,000 aplican coaseguros
$1,001+: 80%

Diagnóstico y Preventivo

0%

Minor Restorative

20%

Major Restorative

50%

Benefit / Service Category

Combined MOOP (medical and prescriptions)

Total maximum out-of-pocket expenses per year

Individual $6,350
Familiar $12,700
Emergency Services

Immediate emergency care

Accidente FR $50 / RP $30
Enfermedad FR $50 / RP $30
Outpatient Services

Consultations and treatments without hospitalization


Generalista $7
Especialista $15
Sub-Especialista $20
Psiquiatra $15
Psicólogo $15
Podiatría$15
Quiropráctico $15
Audiólogo $15
Optómetra $15
Nutricionista Reembolso hasta $20 por visita, 4 al año
Centro de Cirugía Ambulatoria FR $150 / RP $0
In-office diagnostic / surgical procedures 50%
Endoscopic procedures 50%
Laboratory and X-Ray Services

Diagnostic tests and medical studies

Laboratorio FR 30% / RP 0%
Rayos X FR 30% / RP 0%
PET Scan, CT Scan, MRI o PET CT (1 año) 50%
Hospitalization

Hospital stays and inpatient care

Partial including Mental Health $100
Completa con Preautorización incluyendo Salud Mental FR $150 / RP $0
Completa sin Preautorización incluyendo Salud Mental FR $150 / RP $0
Facilidades de Enfermería Diestra 35%
Asistencia Quirúrgica El Suscriptor paga 50%
Rehabilitation and Medical Equipment

Therapies and necessary medical equipment

Terapia Física $7
Terapia respiratoria $7
Home Health Care 50%
Durable Medical Equipment 50% up to $5,000, Excess 80%
Manipulaciones de Quiropráctico $7
Mental Health

Group therapy and emotional support

Terapia de Grupo $15
Visitas Colaterales $15
Pharmacy

Covered prescription medications

Beneficio de Farmacia $0-$800: copagos y coseguros aplicables; $801+: 80% coseguro
Genérico Bioequivalente $5 de $0-$800; $801+: 80%
Marca Preferida 25% de $0-$800, $801+: 80%
Marca no Preferida 50% de $0-$800, $801+: 80%
Productos Especializados 50% de $0-$800, $801+: 80%
Over-the-Counter (OTC) Medications $1
Prevention, Wellness, and Chronic Conditions

Preventive care and ongoing management

Servicios Preventivos 0%
Preventive Vaccinations 0%
Vacuna para Virus Respiratorio Sincitial 35%
Servicios de Visión Pediátrica

Exams, lenses, and vision benefits

Exámen de Vista (Refracción) $0
Visión Pediátrica (Lentes de Corrección Visual o Marcos) 20% hasta $250 por lentes; sobre $250: 80%
Other Services

Visión Adultos, Ambulancia aérea, cobertura en EE. UU.

Exámen de Refracción (Adultos) $15
Visión Adultos Reembolso del 100% hasta $125 en un par de lentes y montura por año
Ambulancia Aérea en Puerto Rico 30%
Emergency Services in the US 20% Coinsurance
Services in the US (not available in PR) 20% Coinsurance
Bariatric Surgery for Morbid Obesity

Procedure for severe obesity management

Procedimiento de Cirugía Bariátrica FR $150 / RP $0
Dental Coverage

Diagnosis, prevention, and dental treatments

Beneficio Dental $0-$1,000 aplican coseguros; $1,001+: 80%
Diagnóstico y Preventivo 0%
Minor Restorative 20%
Major Restorative 50%

Note: This is a summary of benefits. Consult your plan documents for complete information. Copayments and coinsurance are subject to the annual maximum limit.

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and share details about the plan you are interested in.




Thank you for considering Plan de Salud Menonita as
your health insurance provider.


Thank you for contacting us!

We have received your information and appreciate your interest in our health plans.
One of our Sales Representatives will be in touch with you to provide personalized guidance
and share details about the plan you are interested in.




Thank you for considering Plan de Salud Menonita as
your health insurance provider.


Do you need guidance?

Complete the form so we can help you with your questions.

Do you need guidance?

Complete the form and we’ll help you choose the best option.