Platinum

The maximum protection for your equipment

The Platinum Plan provides strong coverage, affordable copays, and full access to
our provider network.

Low and predictable copays

Protección contra gastos escesivos

Provider and pharmacy network

No-cost preventive care

Summary of Benefits:

Click any category to see detailed copays and coverage.

Benefit / Service Category

Combined MOOP (medical and prescriptions)

Total maximum out-of-pocket expenses per year

Individual

$3,500

Family

$7,000

Emergency Services

Immediate emergency care

Accident

$25

Illness

$25

Outpatient Services

Consultations and treatments without hospitalization

Primary Care Physician

$5

Specialist

$10

Sub-specialist

$15

Psychiatrist

$10

Psychologist

$10

Podiatrist

$10

Chiropractor

$10

Audiologist

$10

Optometrist

$10

Nutritionist

Reimbursement up to $20 per visit, 4 per year

Ambulatory Surgery Center

$50

In-office diagnostic / surgical procedures

20%

Endoscopic procedures

20%

Laboratory and X-Ray Services

Diagnostic tests and medical studies

Laboratory

20%

X-Ray

20%

PET Scan, CT Scan, MRI, or PET CT (1 per year)

20%

Hospitalization

Hospital stays and inpatient care

Partial (including Mental Health)

$30

Complete with Pre-authorization
including Mental Health

$50

Complete without Pre-authorization
including Mental Health

$50

Diestra Nursing Facilities
or "Skilled Nursing"

$50

Surgical assistant

Subscriber pays 20%

Rehabilitation and Medical Equipment

Therapies and necessary medical equipment

Physical therapy

$10

Respiratory therapy

$10

Home health care

20%

Durable medical equipment

20% up to $5,000, Excess 80%

Chiropractic Manipulations

$10

Mental Health

Group therapy and emotional support

Group therapy

$10

Collateral visits

$10

Pharmacy

Covered prescription medications

Pharmacy Benefit

$0–$1,000: applicable
copays and coinsurance;
$1,001+: 60% coinsurance

Generic Bioequivalent

$5 for $0–$1,000
$1,001+: 60%

Preferred Brand

20% min $20 for $0–$1,000,
$1,001+ 60%

Non-Preferred Brand

30% min $30 for $0-$1,000,
$1,001+ 60%

Specialty Drugs

50% for $0-$1,000,
$1,001+ 60%

Over-the-Counter (OTC) medications

Not covered

Prevention, Wellness, and Chronic Conditions

Preventive care and ongoing management

Preventive Services

0%

Preventive vaccines

0%

Respiratory Syncytial Virus vaccine

20%

Pediatric Vision Services

Exams, lenses, and vision benefits

Eye Exam (Refraction)

$0

Pediatric Vision (Corrective Lenses or Frames)

20% up to $250 per lenses; over $250: 80%

Other Services

Adult Vision, Air Ambulance, coverage in the U.S.

Refraction Exam (Adults)

$10

Adult Vision

100% reimbursement up to $125
for one pair
of lenses and frame per year

Air ambulance in Puerto Rico

20%

Emergency services in the U.S.

20% coinsurance

Services in the U.S. (not available in PR)

20% coinsurance

Bariatric Surgery for Morbid Obesity

Procedure for severe obesity management

Bariatric surgery procedure

$50

Dental Coverage

Diagnosis, prevention, and dental treatments

Dental Benefit

$0–$1,000: coinsurance applies
$1,001+: 60%

Diagnostic & Preventive

0%

Minor Restorative

20%

Major Restorative

50%

Note: This is a summary of benefits. Consult your plan documents for complete information. Copayments and coinsurance are subject to the annual maximum limit.

Benefit / Service Category

Combined MOOP (medical and prescriptions)

Total maximum out-of-pocket expenses per year

Individual $3,500
Family $7,000
Emergency Services

Immediate emergency care

Accident $25
Illness $25
Outpatient Services

Consultations and treatments without hospitalization

Primary Care Physician $5
Specialist $10
Sub-Specialist $15
Psychiatrist $10
Psychologist $10
Podiatrist $10
Chiropractor $10
Audiologist $10
Optometrist $10
Nutritionist Reimbursement up to $20 per visit, 4 per year
Ambulatory Surgery Center $50
Office Diagnostics / Surgical Procedures 20%
Endoscopic Procedures 20%
Laboratory and X-Ray Services

Diagnostic tests and medical studies

Laboratory 20%
X-Ray 20%
PET Scan, CT Scan, MRI, or PET CT (1 year) 20%
Hospitalization

Hospital stays and inpatient care

Partial, including Mental Health $30
Full with Pre-authorization, including Mental Health $50
Full without Pre-authorization, including Mental Health $50
Skilled Nursing Facilities $50
Surgical Assistance Subscriber pays 20%
Rehabilitation and Medical Equipment

Therapies and necessary medical equipment

Physical Therapy $10
Respiratory Therapy $10
Home Health Care 20%
Durable Medical Equipment 20% up to $5,000, excess 80%
Chiropractic Manipulations $10
Mental Health

Group therapy and emotional support

Group Therapy $10
Collateral Visits $10
Pharmacy

Covered prescription medications

Pharmacy Benefit $0–$1,000: applicable copays and coinsurance; $1,001+: 60% coinsurance
Generic Bioequivalent $5 for $0–$1,000; $1,001+: 60%
Preferred Brand 20% (min $20) for $0–$1,000; $1,001+: 60%
Non-Preferred Brand 30% (min $30) for $0–$1,000; $1,001+: 60%
Specialty Products 50% for $0–$1,000; $1,001+: 60%
Over-the-Counter (OTC) Medications Not Covered
Prevention, Wellness, and Chronic Conditions

Preventive care and ongoing management

Preventive Services 0%
Preventive Vaccinations 0%
Respiratory Syncytial Virus (RSV) Vaccine 20%
Pediatric Vision Services

Exams, lenses, and vision benefits

Eye Exam (Refraction) $0
Pediatric Vision 20% up to $250 per lenses; over $250: 80%
Other Services

Adult Vision, Air Ambulance, coverage in the U.S.

Refraction Exam (Adults) $10
Adult Vision 100% reimbursement up to $125 for one pair of lenses and frames per year
Air Ambulance in Puerto Rico 20%
Emergency Services in the U.S. 20% coinsurance
Services in the U.S. (not available in PR) 20% coinsurance
Bariatric Surgery for Morbid Obesity

Procedure for severe obesity management

Bariatric Surgery Procedure $50
Dental Coverage

Diagnosis, prevention, and dental treatments

Dental Benefit $0–$1,000: coinsurance applies; $1,001+: 60%
Diagnostic & Preventive 0%
Minor Restorative 20%
Major Restorative 50%

Note: This is a summary of benefits. Consult your plan documents for complete information. Copayments and coinsurance are subject to the annual maximum limit.

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Thank you for contacting us!

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One of our Sales Representatives will be in touch with you to provide personalized guidance
and share details about the plan you are interested in.




Thank you for considering Plan de Salud Menonita as
your health insurance provider.


Thank you for contacting us!

We have received your information and appreciate your interest in our health plans.
One of our Sales Representatives will be in touch with you to provide personalized guidance
and share details about the plan you are interested in.




Thank you for considering Plan de Salud Menonita as
your health insurance provider.


Do you need guidance?

Complete the form so we can help you with your questions.

Do you need guidance?

Complete the form and we’ll help you choose the best option.